Tis the season for presents and food! The holiday season often translates into stress for many people, often because they dramatically exceed their budget and are paying off the festivities well into the New Year. Before you go into debt over the holidays, here are some tips to keep the holidays enjoyable without breaking the bank.
Set A Budget
Before you even begin to look for presents, set an overall budget or allocate specific amounts for the people on your gift-giving list. Remember, not everyone on your list needs a large present. The amount you choose to spend should make sense based on your relationship with the person. And if you are planning for a family get together, it is wise to buy by bulk, I saw candy could be bought by bulk with many variations at http://www.sweetservices.com/, and they offer deliveries too depending on your location maybe. Consider sending out cards (purchased or handmade) to teachers, acquaintances, and neighbors. Limit the gifts to immediate family and close friends.
It may be too late to stockpile items for the holidays, but you will remember next year. With numerous coupon websites and other resources to find great deals, you should find excellent items that you can use to make gift baskets when the holidays arrive. Many avid couponers find body care products at a low cost or free after coupons and rebates. Combine these items with a few dollar store goodies in a gift basket, and you can show someone you are thinking of them without going into debt.
Check Out Discounted Gift Cards
Gift cards make the perfect gift if you know the type of items someone likes. To help you save even more money, use discounted gift card websites. This allows the recipient to pick out items they enjoy. If you can find active coupons for the store, be sure to add them to the envelope so the recipient can buy even more.
Ask For Help
Gifts are not the only problem. The price of holiday food is another cause for concern. The lavish meals during the holidays can quickly add up, especially if you have many guests. Consider asking close family and friends to chip in a few dollars each for the holiday meal. Most guests will not mind offering a few dollars, especially if they leave with a full belly and some leftovers. If anyone is willing to bring food, do not decline. Not only does it cut down costs, but it spreads the work around so you can enjoy the meal too.
Before you panic over the holidays, remember there are plenty of ways to cut costs while continuing to share the holiday spirit. By planning ahead and sticking with your budget, you can reduce your worry about overspending or post-holiday debt.